The Most Important First Step.


Financing can be stressful. Let me help you navigate the process and connect with the right people.

As a buyer the most important step is securing funds. If you are paying cash for a home - it is importnat to make sure that all money is readily available. If you are looking to finance a home with a home loan, it is important to chat with a trusted lender and establish your loan approval amount. 

When looking at which mortgage company or bank to work with - it is important to chat with a few lenders to make sure you feel 100% confident in who you are working with. Different companies will charge different fees - it is also best to make sure you are getting the best deal. A few questions to ask are: 

  • Are you available on weekends and evenings?
  • What makes you and your company different than other banks?
  • Do you have competitive fees and rates?
  • What types of home loans do you offer?
  • What is the difference between being pre-qualified and pre-approved?
  • How can you help me ensure I have a strong portfolio when I am ready to make an offer on a home?

Below are three trusted loan officers that service the Portland and Vancouver Metro Area. If you have questions on financing a home or even refinancing your current home these are my three recommendations. 

Zari Mootz | Loan Officer NMLS # 1625228

Every person in the market for a mortgage is trying to improve their lives, whether it’s building wealth through a home purchase, or refinancing to minimize their monthly costs. My job is to make them all have a meaningful experience. When a client comes to me, we talk through the significance of buying or refinancing a home, not just what the numbers will pencil out to. My goal is to make each of my clients feel financially prepared, confident, and excited in their decision to embark on a new chapter. If you are ready to enhance your life by exploring mortgage options, I would love to advocate for you along the way.

Connect with Zari

Mike Kelly | Senior Loan Officer NMLS# 130523

I believe that being a mortgage professional means more than financing homes. With more than 20+ years of financial experience, it’s about people, families, and relationships, based on trust and expertise. My #1 priority is to provide amazing service and communication throughout the transaction, so that every client is compelled to refer their friends and family.

Drawing on our vast knowledge and a variety of loan programs we’ve established long term relationships with strategic business partners and respect industry leaders. My team and I are committed to finding the loan that best suits each clients’ needs.

Connect with Mike

Mitch Tugaw | Loan Officer NMLS 1995083

As your Loan Originator, I am committed to walking along-side you through every step of the journey to home ownership; from pre-qualification to guiding you to the home loan that’s right for you from our full suite of products. I will also be available to either take your application personally or guide you through our intuitive, easy-to-use online mortgage application. My dedication to you doesn’t stop once your loan closes – you’ll have a local and trustworthy companion to call on for any of your mortgage needs.

My promise to my clients is to provide transparency, timely communications, and excellent service. I am devoted to building stronger communities and families one home at a time. Call me today, and let’s get started!

connect with mitch